The Sunshine Coast's most competitive car loan solutions
Low rate car loans, flexible loan terms, no deposit, same day approvals…whichever specific car loan features you’re after, we are up-to-date with Australia’s most competitive car loan solutions to match you with a loan that meets your needs.
We compare Australia’s leading bank and non-bank lenders to secure you a personalised car loan.
Your Finance Broker should be your first point of contact when you’re looking to purchase a new or used car. Why? We can arrange a finance pre-approval for you to ensure that you walk into the car dealership with the power to negotiate.
Car dealerships often advertise 0% finance offers – if it sounds too good to be true, it usually is. These 0% finance offers can take away your ability to negotiate on the price of the vehicle. The discounts and rebates that car manufacturers regularly offer disappear to allow the dealership to make up for the interest lost on the deal.
But if you’ve secured the sharpest car loan through a finance broker, then you can walk into the dealership and negotiate the lowest possible sale price on the vehicle. It’s a win-win scenario.
Car Loans or Fleet Finance for your business
Are you looking to buy a new car or fleet of vehicles for your business?
We pride ourselves on finding and securing competitive, flexible car loans that work for your business. Allow us to secure you a feature-packed car loan from one of Australia’s leading lending institutions.
If you’re buying from a private seller or dealership, new or used, we can finance most cars.
We work with businesses of all sizes and can tailor a loan solution to suit your business’ cashflow or accounting structure.
We listen to you to understand your business’ requirements, then we apply our expert knowledge of car finance and the lending criteria of our lender partners to find the car loan that best suits your scenario.
All you have to do is tell us what you need, then we work hard to get your finance approved fast. We know time is money, so same day approvals are available in some cases, just ask us!
Car Loans for Individuals
Are you purchasing your first car? Perhaps you’re upgrading your vehicle to accommodate your growing family?
We’ll work with you to understand what sort of car loan suits your budget and lifestyle. Whether you’re looking for the lowest possible rate, a flexible loan term or no deposit options, we cater to your individual needs.
We have access to Australia’s leading bank and non-bank lenders, which means we can offer you the lowest car loan rates in the country.
Choose a Loanright Broker to be your advocate
Comparison
and Choice
There are hundreds of car loan products available for both businesses and individuals, so why would you limit yourself to what your bank has available? As Finance Brokers we listen to you to understand YOUR needs, then we compare a variety of car loan products available from Australia’s leading lending institutions.
Keep Competition Alive
We work with multiple lenders, to keep competition alive.
If Finance Brokers were not in business, competition and choice in the car loan industry would decline. Bank power and the risk of higher interest rates would increase, leaving Australian’s to pay the price.
Stress-free Process
Once we’ve established which car loan suits your needs, we’ll get to work on your application, complete all the paperwork and submit it to the bank on your behalf. Our aim is to save you time and stress, and to get things moving as quickly as possible so you can pick up your new wheels sooner.
With You For Life
As a business built on referrals and repeat business, we provide personalised, excellent service to all of our clients in order to earn your trust. We plan to be here for a long time and consider our clients ‘clients for life’.
If you deal with one of our brokers today, they will be here for your next big financial event.
Testimonials
Luke was fantastic. He handled my complicated loan structure like and absolute pro, always answered his phone when I called, and in general made the process very smooth for a first time home buyer.
Luke had great attention to detail and was excellent in explaining our choices so that we could easily assess our finance options. Luke’s communication was clear and precise and he kept us informed throughout the whole process. We will absolutely be recommending Luke’s services to family & friends.
Hi Luke, Thank you so much for your patience and expertise. Without your help we weren’t likely to have gained approval to allow us to achieve our property goals. We’ll be sure to recommend you to all of our friends and family.
My husband & I are ecstatic with what Luke was able to achieve for us in a 4 & 1/2 day timeframe. We needed a pre-approval for an Auction on the Saturday. After having the run around around from another Broker for 2 weeks I called Luke on the Monday lunch time. Luke asked that I send everything through and he would have an answer to let us know if it was a ‘deal’ by 5pm that day. Luke called me at 3pm with an indicative response as he saw no issues to proceed with an application for finance. He was at our house 5:30pm that evening. Our circumstances were a “little outside of the box”. He spoke with us in regards to the lender he was looking at, to the detail of the product that would best suit us, repayments and explained the steps going forward. Luke had our application submitted the following day, our pre-approval followed on Thursday afternoon. We were successful at Auction on Saturday!!!
This is my 10th home I have purchased and the first time I have used a Broker and I was very impressed with the knowledge that Luke had. There was not one question he could not answer and he got us a better interest rate than the bank I have dealt with for the past 15 years. My bank would not give us the money to buy our latest home, but with the help of Luke he made this happen for us. I have already recommended him to a friend of mine and I would not hesitate in recommending Luke to anyone who was in the position of buying a home.
We have found Luke to be very accommodating to our needs in finding and setting up the right loan structures for us now and for the future, as well as helping us to understand the whole process. We would highly recommend Luke and loan right to anyone looking at purchasing a house or land.
Luke, just wanted to say thank you for everything you have done for me regarding the refinance of my existing property and purchase of my new property. It has been a pleasure dealing with someone with so much personal experience in property investment. Everything went so smoothly and I am extremely happy. Once again, thank you. I will not hesitate in recommending you to any of my friends when they are seeking finance.
Miracle Worker! When I first approached Luke for his services, I presented him with a pretty unrealistic situation where I had put an offer on land and had a very minimal deposit and limited time to arrange finance. With no hesitation what so ever, Luke immediately began helping us providing us with multiple finance options to work with. Luke was the first broker I had spoken to that I 100% understood when explaining how finance works! Although we did have a few hiccups with the banks during our process, Luke never presented an issue to me without a possible solution, he was willing to go over and above all expectation to help us through it and kept me informed every step of the way! Luke has helped us turn our dream into a reality in building our first home and I couldn’t thank him enough! I would have no hesitation what so ever in recommending him to anyone and look forward to working with him again in future!
Luke was very helpful on explaining all the processes buying a house here, always got back to us straight away with any questions and made buying our first house here in Australia very easy. A very friendly and approachable person.
Kelli worked with me to develop a plan of what I needed to do in order to apply for a mortgage. We stayed in regular contact as I achieved each milestone reviewing things along the way. It was great having a plan to work to, being in regular contact motivated me to reach each milestone. The application process was easy too – Kelli told me what I needed to provide and she did the rest. And best of all the whole process was done online and over the phone. Both Kelli and Luke were always available to answer any questions along the way. I felt really informed.
Car Loan FAQ's
We’re all unique when it comes to our finances and borrowing capacity.
A lender will only approve a car loan if they are confident that you can afford the loan. Each person is different, so borrowing capacity differs from person to person.
Also, each bank or non-bank will use their own formula to calculate your borrowing capacity – so while Lender A may offer you a car loan for $50,000, Lender B may only offer you $45,000.
Contact us today. We can match you with a lender, and help with car loan calculations based on your circumstances.
The interest rate depends on many factors including the strength of the applicant, the age and cost of the vehicle and other lending criteria. We will find you the lowest rate available for your specific circumstances.
A pre-approval is a formal document that outlines how much a lender is willing to lend to you to purchase a car. The pre-approved car loan will be for a specified amount.
A lender will assess your credit history, liabilities and assets before issuing a pre-approval.
We recommend a 20% deposit for a car loan. The benefit of a 20% deposit is that you become eligible for a wider range of car loan products and therefore more competitive interest rates.
It would also reduce your overall repayments.
However, we do have access to ‘no deposit’ car loan products as well.
There are so many different loan products, some with lower introductory rates, so we really need to talk to you to understand your needs, before we can quote your repayments. Talk to us today to see what’s currently on offer from our lending partners. We’ll work with you to find a loan set-up that’s right for you.
The majority of people choose a 5-year term for a car loan.
However we have access to car loan products with loan terms from 2-10 years, so just let us know what you’re after.
Some lenders will offer borrowers reduced repayments in return for a one-off lump sum – called a residual or balloon payment – that the borrower has to pay at the end of the car loan.
The benefit of a balloon payment is that it can lower your repayments. However, on the other hand you end up paying more interest on a car loan with a balloon payment as you’re paying interest on the value of the balloon payment.
Most lenders offer flexible repayment options to suit your pay cycle. We recommend that you aim for weekly or fortnightly repayments (as opposed to monthly). In doing so you will make more payments in a year, which will shave dollars and time off your car loan.
Yes, we can arrange finance for private car purchases. Whether you’re buying from a private seller or dealership, new or used, we can arrange car loans for most vehicles.
We’ll send you a privacy form which you will need to sign and return before we can proceed. You also need to provide bank statements, drivers licence and your recent payslips.
As your loan proceeds, we’ll let you know if the lender requests any additional information. Our promise is to make the process as simple as possible.
When your car loan is approved, we’ll organise a time and place to meet so that you can sign the documents. You can meet us in our office, or we’ll come to you!
You can usually pick up your new car within 24 hours of signing the loan documents.
You can get started online, or give us a call on 1800 115 626.