Sunshine Coast Loans

For 20+ years, we’ve contributed to Sunny Coast communities & specialised in Sunshine Coast loans. Whether it’s first home loans, refinancing or business lending, we have Australian lending specialists that can open doors.

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The Finance Approval Process

We’ve carefully designed our internal process to find the fastest possible path from your initial enquiry to your unconditional approval, while making sure that you are kept well informed throughout the process.
Here’s an idea of what to expect.

Initial Chat

During your initial chat, we’ll fid out about your goals, needs and objectives, and find out exactly what you’re trying to achieve with your finance. We’ll go through a systematic approach in collecting some basic information about your financial position and run some numbers with you, to see if it’s likely you’ll qualify for the type of lending you might require to cover your needs. We’ll give you our initial thoughts on any potential lending options that might be beneficial to your goals and position and explain the application process so that you have a good idea of what to expect, including repayments. At the end of this meeting, we’ll also book you in for your Game Plan meeting, where we’ll show you our findings and make a recommendation on exactly which product and loan structure best suits your needs.

Documents

So that we can complete a thorough assessment of your loan amount options and compare the lending market for the best rates, we’ll ask you to provide the documents and information our banks will require for your application. These would typically include documents to verify your income, expenses, identification, and any significant assets and liabilities. You can upload these directly into our customer portal, which will also allow you to track the progress of your Loan Application going forward.

Loan Assessment Workshop

Once we have your documents and information, we’ll get to work on finding you the best lending solution. In some cases, there may be multiple comparable options, each with their own unique pros and cons. We’ll put together a tailored, thorough comparison of each of these options so that you have all the information you need to decide on what’s right for you.

Game Plan Meeting

During this meeting we’ll step you through our findings and make you aware of all the pros and cons of the available options. We want to make sure you have a good understanding of what all of this means so that you can make the best decision on how to proceed. By the end of this meeting you will know exactly which lender, loan product, and how your loan will be structured. We’ll discuss how your loan ties in with any available grants, concessions, and assistance packages and make you aware of any expected purchase costs or government fees. And we’ll step you through some strategies for managing your new account structure so that you can minimise your ongoing interest cost and pay your loan down faster.

Submit Application

Once you’ve decided on a loan product and structure, we’ll take care of the application for you. Our office has direct access to bank assessment teams, which allows us to bypass the branches for the fastest possible outcomes. We’ll work directly with these teams to answer any further questions on your application and keep you updated during the process.

Approval

Time to pop a bottle of French Champagne and celebrate! Your loan is now approved.
We’ll provide you with a copy of your formal loan approval letter to provide to your conveyancer and step you through the loan documentation process. We’ll then liaise with your conveyancing solicitor and the bank to make sure settlement goes smoothly, and that all parties are ready to complete the transaction on your behalf.

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Sunshine Coast Loans, Mortgages & Business Finance

We’re local Mortgage Brokers & Sunshine Coast loan experts comparing 100+ lenders across Australia. Our market & industry knowledge means getting you a “yes” is easier than you think.

We make purchasing property on the Sunshine Coast simple. Our promise is that we’ll secure you the very best interest rates available in Australia.

Our local team and has a combined 100+ years of experience, and we want you as a client for life. That means we’ll check in progressively and make sure you’re always getting the very best loan conditions.

In this highly regulated loan market, where banks have tight lending rules and seek more information, borrowers need an advocate. Let us be your loyal finance partner and contact us today.

Our Team

Our friendly team is here to help you find and secure the property finance product that best suits your needs, and to assist you through what can be a complex application process.

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From our clients

Google reviews don’t lie. Here what our customers think of Loanright’s Sunshine Coast Loans service

Nicholas Hopkins
12/4/2024

Luke and his fantastic team will take care of everything, An honourable mention to Deb Moss for meeting me at 6 am at a BP station to sign docs on here day off to enable me to get the house I had been chasing for months. Ledgends. Have dealt with Luke and his team before and will use them again and again their service is second to none.

Thea Hambuechen
12/4/2024

It has been a pleasure dealing with Luke and his team. During the process Alicia and Shayna have been very informative and kept in contact regularly to make sure we knew what was happening every step of the way! We will definitely be using Loanright in the future and highly recommend. Thank you again for helping us purchase our first home.

Kimberley Priest
12/4/2024

Have had the best experience working with these guys to purchase our investment property. Great application system, so quick and easy, and all questions answered promptly along the way. Highly recommend!

Rosalyn Taylor
12/4/2024

Brett and Alicia were a fantastic team to work with. Efficient, knowledgeable and supportive. They made the process so much easier than it could have been. Highly recommend!

Felipe Prado
12/4/2024

We trust the Team at Loanright with our financial guidance. Throughout the whole process they make sure you are informed in time, accurately and with all the transparency you could ask for. It really sets you at ease that they have your best interest in mind. Their customer service is prestine and always available for you to ask any questions you may have. Thank you Loanright Team!

Ashley Pearce
12/3/2024

Luke and the team helped us with a refinance and we couldn’t be happier with the result. I would highly recommend the Loanright team to anyone.

Cassie McKee
12/4/2024

Luke and Shayna were awesome during the process of us buying our first home. So many things can be confusing during the process for first time and they were always happy to talk us through things no matter how small. Held our hand through the process and were able to get us into our first home. Very glad we found them. Highly recommend Loanright

Tegan Shingles
12/4/2024

Sam & Shayna have been fantastic throughout my whole processing of purchasing my new home. No question went unanswered and both have always been a pleasure to talk to.

Tim McGary
12/4/2024

OMG!! These guys are next level good. They have just settled our new home loan and we had another guy that took 4 weeks and did nothing. We then called these guys after a friend said they were amazing. They got us a home loan approved from start to finish in 35 days and I have just been released from a personal bankruptcy a few months back. We were unconditional on our purchase contract by the time we met these guys so they had to do everything perfectly and super quick. They did it with ease and the customer service and follow up and friendly attitude was totally incredible. I couldn’t recommend them anymore if I tried.

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12/4/2024

Alyshia Judd
12/2/2024

I had a fantastic experience with Alicia. Super friendly, warm and knowledgeable 10/10.

Adrian Chrisanthou
12/4/2024

Thanks so much Brett for your professionalism and tenacity in regards to getting my deal done with loanright. I look forward doing business with you in the future as I found the experience seemless and timely. Keep up the great work Brett and team

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How can a Mortgage Broker help you?

There are lots of good reasons why more than half of all Australians now use a Mortgage Broker to secure a home loan.

There are so many different loans out there, each with its own benefits and drawbacks. The great thing is that lenders are more competitivethan ever and are constantly refining their products and releasing new ones. The problem is how do you find one that’s right for you?

You have to know where to look. And that’s what a Mortgage Broker is here for. We work for you, not for the banks.

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We Listen To You

We are here to secure the perfect loan solution for you, so the first step is listening to what your financial needs and goals are.

There are so many lenders and loan products out there, so we ask the right questions to ensure that you are matched with a loan that suits your specific circumstances.

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We Find You The Right Loan

When we establish what your needs are, we then use our knowledge of the loan market and lending policies to match you with a loan. We assess all of your loan options to work out which one is right for you.

We are also able to negotiate with the lenders on your behalf.

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We Do The Legwork

After we present you with your options and you choose the solution that meets your needs, we do the paperwork, manage the application process and take it through to settlement.

Best of all, because this is what we specialise in, we get the process moving quickly. We use our relationships with lenders to secure your finance as fast as possible so that you can get into your new home sooner!

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Get In Touch With A Broker Near You

If you’d like more information about how to use finance to grow your business, then reach out and our commercial finance team will happily assist. Whether you’re in the market for vehicle finance, or specialist equipment, we have 100+ lending partners to choose from. You’ll be tapping into Australia’s largest network of banks and lenders.

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