Non Conforming Homeloans

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Don’t Meet Bank’s Criteria?

They say you can’t put a square peg in a round hole. Well, in the finance market, this statement can be very relevant. Due to tight laws and regulation in the finance industry, banks have created non-negotiable lending guidelines to make sure that their assessment teams only approve home loans under a set of pre-determined conditions.

Unfortunately, this means that we often see applications for customers who can most certainly afford their proposed loan commitments, but just don’t meet the requirements for bank approval. This is where Non-Conforming home loan products can make the difference.

Access Non-Banking Lenders

Our Non-Conforming lenders can look at a finance application from a common-sense approach and make a decision to approve your loan based on a much wider spread of income verification policies.

For example, a simple letter from your accountant to confirm your income can sometimes be all we need to prove you can service your loan and get approval. The only downside of these types of loans is that they often come with a higher price tag, so we talk you through all the options first.

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Our Home Loan Brokers Plan

Applicants are profiled, based on a set of risk parameters, plus your interest rate and fee structure is based on this. Generally, we set these types of loans as short-term solutions, with the game plan to qualify for refinancing to a competitive mainstream bank as soon as possible.

We’ll even call you at various milestones to make sure you stay on track financially. You should never pay more interest than you have to, for any longer than you must.

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We Listen To You

We are here to secure the perfect loan solution for you, so the first step is listening to what your financial needs and goals are.

There are so many lenders and loan products out there, so we ask the right questions to ensure that you are matched with a loan that suits your specific circumstances.

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We Find You The Right Loan

When we establish what your needs are, we then use our knowledge of the loan market and lending policies to match you with a loan. We assess all of your loan options to work out which one is right for you.

We are also able to negotiate with the lenders on your behalf.

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We Do The Legwork

After we present you with your options and you choose the solution that meets your needs, we do the paperwork, manage the application process and take it through to settlement.

Best of all, because this is what we specialise in, we get the process moving quickly. We use our relationships with lenders to secure your finance as fast as possible so that you can get into your new home sooner!

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Customer Reviews

Here’s real evidence that Loanright on the Sunshine Coast is the real deal. We help people access mortgage products better than any other broker.

Cassie McKee
12/4/2024

Luke and Shayna were awesome during the process of us buying our first home. So many things can be confusing during the process for first time and they were always happy to talk us through things no matter how small. Held our hand through the process and were able to get us into our first home. Very glad we found them. Highly recommend Loanright

Tim McGary
12/4/2024

OMG!! These guys are next level good. They have just settled our new home loan and we had another guy that took 4 weeks and did nothing. We then called these guys after a friend said they were amazing. They got us a home loan approved from start to finish in 35 days and I have just been released from a personal bankruptcy a few months back. We were unconditional on our purchase contract by the time we met these guys so they had to do everything perfectly and super quick. They did it with ease and the customer service and follow up and friendly attitude was totally incredible. I couldn’t recommend them anymore if I tried.

Rosalyn Taylor
12/4/2024

Brett and Alicia were a fantastic team to work with. Efficient, knowledgeable and supportive. They made the process so much easier than it could have been. Highly recommend!

Tegan Shingles
12/4/2024

Sam & Shayna have been fantastic throughout my whole processing of purchasing my new home. No question went unanswered and both have always been a pleasure to talk to.

Kimberley Priest
12/4/2024

Have had the best experience working with these guys to purchase our investment property. Great application system, so quick and easy, and all questions answered promptly along the way. Highly recommend!

Felipe Prado
12/4/2024

We trust the Team at Loanright with our financial guidance. Throughout the whole process they make sure you are informed in time, accurately and with all the transparency you could ask for. It really sets you at ease that they have your best interest in mind. Their customer service is prestine and always available for you to ask any questions you may have. Thank you Loanright Team!

Adrian Chrisanthou
12/4/2024

Thanks so much Brett for your professionalism and tenacity in regards to getting my deal done with loanright. I look forward doing business with you in the future as I found the experience seemless and timely. Keep up the great work Brett and team

Ashley Pearce
12/3/2024

Luke and the team helped us with a refinance and we couldn’t be happier with the result. I would highly recommend the Loanright team to anyone.

Thea Hambuechen
12/4/2024

It has been a pleasure dealing with Luke and his team. During the process Alicia and Shayna have been very informative and kept in contact regularly to make sure we knew what was happening every step of the way! We will definitely be using Loanright in the future and highly recommend. Thank you again for helping us purchase our first home.

Daniel O’Dea
12/4/2024

Brett and Alicia came highly recommended from a work colleague. I had previously gone through a pre approval process with another broker (which will remain unnamed). The difference was night and day. Being a first home buyer I had no idea what I was doing. Both Brett and Alicia were so accomodating and answered all my silly questions and walked me through EVERYTHING step by step. We had my pre approval through in about a quarter of the time of the last brokers!! Once I found the home I wanted to buy it was literally the easiest thing in the world. They will be getting all my business.

Alyshia Judd
12/2/2024

I had a fantastic experience with Alicia. Super friendly, warm and knowledgeable 10/10.

Nicholas Hopkins
12/4/2024

Luke and his fantastic team will take care of everything, An honourable mention to Deb Moss for meeting me at 6 am at a BP station to sign docs on here day off to enable me to get the house I had been chasing for months. Ledgends. Have dealt with Luke and his team before and will use them again and again their service is second to none.