Cash flow support to thrive in the most challenging times
Every business experiences cash flow concerns at some point, so when you need capital fast, ask us about cash flow finance.
Cash flow finance allows you to borrow funds based on your expected cash flow. Most cash flow finance options take into account your business’ accounts outstanding and other working capital or assets.
Cash flow finance can assist you to:
- Pay for unexpected bills, urgent repairs or maintenance
- Invest in vehicles or equipment (see equipment finance)
- Pay for increased wages during a busy period (eg. Christmas or EOFY)
- Purchase additional stock
- Invest in marketing campaigns
- Expand your business – fund your growth!
Cash flow funding options that we can assist you with include:
Overdrafts are linked to your business transaction account and are a good option if you have ongoing cashflow fluctuations. Generally, with an overdraft you are approved for up to $500,000 and only pay interest on the funds you use.
Debtor Finance / Invoice Financing
Debtor Finance turns your outstanding invoices into immediate cash that you can reinvest into your business. If your business has a long working capital cycle, you may be able to use your accounts receivable ledger as collateral to release the cash owed to you. Read more…
Line of Credit
A line of credit has similar features to a credit card, however it is usually secured to an asset such as a commercial or residential property.
Unsecured Business Loans
An unsecured business loan takes into account your business’s sales history.
Choose a Loanright Broker to be your advocate
As Finance Brokers we listen to you to understand YOUR needs, then we compare a variety of Cashflow Finance products available from Australia’s leading lending institutions.
We’ll make sure you are matched with a solution that works for your business.
Keep Competition Alive
We work with multiple lenders, to keep competition alive.
If Finance Brokers were not in business, competition and choice in the business loans arena would decline. Bank power and the risk of higher interest rates would increase, leaving Australian businesses to pay the price.
Once we’ve established which loan suits your needs, we’ll get to work on your application, complete all the paperwork and submit it to the bank on your behalf. Our aim is to save you time and stress, and to get things moving as quickly as possible so you can focus on running your business.
An extension of your business
We don’t just set you up with a loan and forget about you. Our goal is to get to know you, and to become an extension of your business.
We’ll always be here to help you to secure market leading finance solutions. We’re only a phone call away and once we get to know your business, applying for future loans becomes even easier.
I’ve recommended these guys before but I need to do it again and again as they have played a key role in helping me achieve my goals from buying my first property, my vehicle and now refinance + second property. I really don’t think any of those things would have happened without their strategic planning, diligence and excellent communication. If you’re looking to buy a new property or refinance your current home I cannot recommend Luke Meisenhelter and his team enough. Thanks guys.
Brett Nicholas made it such a seamless and stress free process!
Diligent and acts fast with every requirement. Explains the steps.
Brett Nicholas was fantastic to work with. He was incredibly responsive with feedback and updates on our application. His efficiency, experience and depth of knowledge were key to our success. We’re very happy with his service and will be recommending him wherever possible.
Brett was absolutely brilliant arranging finance for us.
Brett Nicholas made the process simple and worry free. He was always available to answer questions.
Luke was fantastic. He handled my complicated loan structure like and absolute pro, always answered his phone when I called, and in general made the process very smooth for a first time home buyer.
Luke had great attention to detail and was excellent in explaining our choices so that we could easily assess our finance options. Luke’s communication was clear and precise and he kept us informed throughout the whole process. We will absolutely be recommending Luke’s services to family & friends.
Hi Luke, Thank you so much for your patience and expertise. Without your help we weren’t likely to have gained approval to allow us to achieve our property goals. We’ll be sure to recommend you to all of our friends and family.
My husband & I are ecstatic with what Luke was able to achieve for us in a 4 & 1/2 day timeframe. We needed a pre-approval for an Auction on the Saturday. After having the run around around from another Broker for 2 weeks I called Luke on Monday. Luke asked that I send everything through and he would have an answer to let us know if it was a ‘deal’ by 5pm that day. Luke called me at 3pm with an indicative response as he saw no issues to proceed with an application for finance. He was at our house 5:30pm that evening. Luke had our application submitted the following day, our pre-approval followed on Thursday afternoon. We were successful at Auction on Saturday!!!
Cash Flow Finance FAQ's
The cash you can access is determined by your company’s expected cash flows.
Cash flow finance products are used to run or grow your business.
Just a few ways cash flow finance can assist your business include:
- Pay bills on time
- Pay employee salaries
- Purchase new equipment
- Upgrade equipment
- Prepare your inventory for peak season
- Produce more goods so you can sell more