Why do businesses use cash flow finance?

Cash flow finance products are used to run or grow your business. Just a few ways cash flow finance can assist your business include: Pay bills on time Pay employee salaries Purchase new equipment Upgrade equipment Prepare your inventory for peak season Produce more goods so you can sell more

Cash flow support to thrive in the most challenging times

Every business experiences cash flow concerns at some point, so when you need capital fast, ask us about cash flow finance.

Cash flow finance allows you to borrow funds based on your expected cash flow. Most cash flow finance options take into account your business’ accounts outstanding and other working capital or assets.

Cash flow finance can assist you to:

Pay for unexpected bills, urgent repairs or maintenance
Invest in vehicles or equipment (see equipment finance)
Pay for increased wages during a busy period (eg. Christmas or EOFY)
Purchase additional stock
Invest in marketing campaigns
Expand your business – fund your growth!

Cash flow funding options that we can assist you with include:

Business Overdraft

Overdrafts are linked to your business transaction account and are a good option if you have ongoing cashflow fluctuations. Generally, with an overdraft you are approved for up to $500,000 and only pay interest on the funds you use.

Debtor Finance / Invoice Financing

Debtor Finance turns your outstanding invoices into immediate cash that you can reinvest into your business. If your business has a long working capital cycle, you may be able to use your accounts receivable ledger as collateral to release the cash owed to you. Read more…

Line of Credit

A line of credit has similar features to a credit card, however it is usually secured to an asset such as a commercial or residential property.

Unsecured Business Loans

An unsecured business loan takes into account your business’s sales history.

Get Started

Just a few of our lender partners:

Choose a Loanright Broker to be your advocate

Comparison
and Choice

As Finance Brokers we listen to you to understand YOUR needs, then we compare a variety of Cashflow Finance products available from Australia’s leading lending institutions.

We’ll make sure you are matched with a solution that works for your business.

Keep Competition Alive

We work with multiple lenders, to keep competition alive.

If Finance Brokers were not in business, competition and choice in the business loans arena would decline. Bank power and the risk of higher interest rates would increase, leaving Australian businesses to pay the price.

Stress-free Process

Once we’ve established which loan suits your needs, we’ll get to work on your application, complete all the paperwork and submit it to the bank on your behalf. Our aim is to save you time and stress, and to get things moving as quickly as possible so you can focus on running your business.

An extension of your business

We don’t just set you up with a loan and forget about you. Our goal is to get to know you, and to become an extension of your business.

We’ll always be here to help you to secure market leading finance solutions. We’re only a phone call away and once we get to know your business, applying for future loans becomes even easier.

Testimonials

					The best company they are very professional and very efficient thanks so much Luke and Deb				
Moni Saavedra
7/12/2023

					We trust the Team at Loanright with our financial guidance. Throughout the whole process they make sure you are informed in time, accurately and with all the transparency you could ask for. It really sets you at ease that they have your best interest in mind. Their customer service is prestine and always available for you to ask any questions you may have. Thank you Loanright Team!				
Felipe Prado
6/19/2023

					It has been a pleasure dealing with Luke and his team. During the process Alicia and Shayna have been very informative and kept in contact regularly to make sure we knew what was happening every step of the way! We will definitely be using Loanright in the future and highly recommend. Thank you again for helping us purchase our first home. ????				
Thea Hambuechen
6/19/2023

					Luke and his fantastic team will take care of everything, An honourable mention to Deb Moss for meeting me at 6 am at a BP station to sign docs on here day off to enable me to get the house I had been chasing for months. Ledgends. Have dealt with Luke and his team before and will use them again and again their service is second to none.				
Nicholas Hopkins
6/19/2023

					We have recently re-financed with Luke and his team at Loanright.  Our experience has been outstanding and the advice and introduction to a variety of products to suit our needs, was exemplary.  The team at Loanright are incredibly thorough, efficient, and very knowledgeable. We were lucky enough to to work with many of the team,  and we cannot fault the service of each and every one.  I would strongly recommend Loanright to anyone considering a new mortgage or refinancing.				
Bryanna Farrell
6/19/2023

					The team were extremely knowledgeable  and were able to get us the finance we needed. The whole process was simple and fast. Highly recommend				
Sam Bowman
6/19/2023

					A truly fantastic service from Brett & Alicia.  We needed a review of available options for a re-mortgage.  They provided a thorough market analysis and recommendations, dealing effectively with any questions or queries we had which led us to proceed with an application through them.  Communication was exceptional throughout the process.  A very professional yet friendly and approachable team.  Loanright will always be our first point of call moving forward - highly recommended.				
Stuart Cooper
5/19/2023

					Luke and Shayna were extremely helpful getting our home loan approved. Not only did they move quickly and work after hours to meet our quick deadline, but they educated us and ensured we were well informed before we signed any papers. I highly recommend Loanright!				
Leighton Marshall
5/19/2023

					I have purchased three properties using Loanright. Luke & Shayna always prepare an incredibly personalised financial plan for my situation and make sure I am completely across my options. Their service is impeccable - I cannot recommend them highly enough! I feel confident knowing they have my best interests at heart.				
Sophie Williams
5/19/2023