Are you self employed and looking for a home loan?

So you’re self-employed right? And you want to get a home loan, but it’s all a bit overwhelming? At Loanright, we understand that as a self-employed individual or sole trader, finding the right home loan can be a complex journey. Our expert team specialises in simplifying this process, ensuring you have a clear path to securing your ideal home loan. Being self-employed shouldn’t stop you and your family from purchasing that dream home!

Why Choose Loanright for Your Self-Employed Home Loan Needs?

  • Dedicated Self-Employed Home Loan Services: Our experienced mortgage brokers specialise in catering to the unique needs of self-employed borrowers, including those who have been self-employed for under 2 years.
  • Tailored Loan Solutions: Whether you need a fixed rate home loan, a low doc home loan, or an interest only loan, we have the expertise to find the best fit for you.
  • Competitive Interest Rates: Our goal is to secure the most favourable interest rates and loan terms, ensuring your home loan is both affordable and suitable for your financial situation.
  • Understanding Complex Income Structures: We are adept at navigating the intricacies of tax returns and income verification for self-employed workers, ensuring a smooth loan application process.

Our Commitment to You

  • Expert Guidance Throughout the Home Loan Application Process: From initial inquiry to loan approval, our team is dedicated to guiding you through every step.
  • A Range of Home Loan Options: We offer a diverse range of home loan products to cater to different financial situations, including those seeking a new home loan, a business loan, or looking to refinance.
  • Support in Meeting Self-Employed Home Loan Requirements: We’ll help you understand all aspects of your home loan, from lenders mortgage insurance to the loan to value ratio, ensuring you’re fully informed.
  • Long-Term Financial Partnerships: At Loanright, we don’t just focus on getting your home loan approved; we aim to be your lifelong financial partners, assisting you with ongoing needs and future refinancing options.

Ready to Start Your Home Loan Journey?

If you’re a self-employed individual looking for a home loan, or if you need to review your current loan structure, our home loan specialists are here to assist. Our commitment to helping self-employed people achieve their homeownership dreams is at the heart of what we do.

Connect with Loanright

Let us be your trusted partner in finding the right home loan. Contact Loanright, your expert mortgage brokers in Brisbane, and take the first step towards securing your home loan today. With Loanright, the dream of owning your home is within reach.

From Our Clients

Customer Testimonials

FAQ's about Self Employed Home Loans

  • What's the minimum trading history required for self-employed home loans?
    Typically, Australian lenders require self-employed individuals to have a trading history of at least two years. However, some third-tire lenders consider applicants with a shorter trading history. It’s likely that you’ll pay higher interest rates for this, but we can finance after the two-year period is complete for better terms.

  • Ready to get started?Discover your options and chat with a Loanright Broker.