What's the minimum trading history required for self-employed home loans?

Are you self employed and looking for a home loan?

So you’re self-employed right? And you want to get a home loan, but it’s all a bit overwhelming? At Loanright, we understand that as a self-employed individual or sole trader, finding the right home loan can be a complex journey. Our expert team specialises in simplifying this process, ensuring you have a clear path to securing your ideal home loan. Being self-employed shouldn’t stop you and your family from purchasing that dream home!

Why Choose Loanright for Your Self-Employed Home Loan Needs?

Dedicated Self-Employed Home Loan Services: Our experienced mortgage brokers specialise in catering to the unique needs of self-employed borrowers, including those who have been self-employed for under 2 years.
Tailored Loan Solutions: Whether you need a fixed rate home loan, a low doc home loan, or an interest only loan, we have the expertise to find the best fit for you.
Competitive Interest Rates: Our goal is to secure the most favourable interest rates and loan terms, ensuring your home loan is both affordable and suitable for your financial situation.
Understanding Complex Income Structures: We are adept at navigating the intricacies of tax returns and income verification for self-employed workers, ensuring a smooth loan application process.

Our Commitment to You

Expert Guidance Throughout the Home Loan Application Process: From initial inquiry to loan approval, our team is dedicated to guiding you through every step.
A Range of Home Loan Options: We offer a diverse range of home loan products to cater to different financial situations, including those seeking a new home loan, a business loan, or looking to refinance.
Support in Meeting Self-Employed Home Loan Requirements: We’ll help you understand all aspects of your home loan, from lenders mortgage insurance to the loan to value ratio, ensuring you’re fully informed.
Long-Term Financial Partnerships: At Loanright, we don’t just focus on getting your home loan approved; we aim to be your lifelong financial partners, assisting you with ongoing needs and future refinancing options.

Ready to Start Your Home Loan Journey?

If you’re a self-employed individual looking for a home loan, or if you need to review your current loan structure, our home loan specialists are here to assist. Our commitment to helping self-employed people achieve their homeownership dreams is at the heart of what we do.

Connect with Loanright

Let us be your trusted partner in finding the right home loan. Contact Loanright, your expert mortgage brokers in Brisbane, and take the first step towards securing your home loan today. With Loanright, the dream of owning your home is within reach.

From Our Clients

I’ve recommended these guys before but I need to do it again and again as they have played a key role in helping me achieve my goals from buying my first property, my vehicle and now refinance + second property. I really don’t think any of those things would have happened without their strategic planning, diligence and excellent communication. If you’re looking to buy a new property or refinance your current home I cannot recommend Luke Meisenhelter and his team enough. Thanks guys.

Lauren McCarthy

Brett Nicholas made it such a seamless and stress free process!

Simon McMahon

Diligent and acts fast with every requirement. Explains the steps.

Richard Beckett

Customer Testimonials

					The best company they are very professional and very efficient thanks so much Luke and Deb				
Moni Saavedra
7/12/2023

					We trust the Team at Loanright with our financial guidance. Throughout the whole process they make sure you are informed in time, accurately and with all the transparency you could ask for. It really sets you at ease that they have your best interest in mind. Their customer service is prestine and always available for you to ask any questions you may have. Thank you Loanright Team!				
Felipe Prado
6/19/2023

					It has been a pleasure dealing with Luke and his team. During the process Alicia and Shayna have been very informative and kept in contact regularly to make sure we knew what was happening every step of the way! We will definitely be using Loanright in the future and highly recommend. Thank you again for helping us purchase our first home. ????				
Thea Hambuechen
6/19/2023

					Luke and his fantastic team will take care of everything, An honourable mention to Deb Moss for meeting me at 6 am at a BP station to sign docs on here day off to enable me to get the house I had been chasing for months. Ledgends. Have dealt with Luke and his team before and will use them again and again their service is second to none.				
Nicholas Hopkins
6/19/2023

					We have recently re-financed with Luke and his team at Loanright.  Our experience has been outstanding and the advice and introduction to a variety of products to suit our needs, was exemplary.  The team at Loanright are incredibly thorough, efficient, and very knowledgeable. We were lucky enough to to work with many of the team,  and we cannot fault the service of each and every one.  I would strongly recommend Loanright to anyone considering a new mortgage or refinancing.				
Bryanna Farrell
6/19/2023

					The team were extremely knowledgeable  and were able to get us the finance we needed. The whole process was simple and fast. Highly recommend				
Sam Bowman
6/19/2023

					A truly fantastic service from Brett & Alicia.  We needed a review of available options for a re-mortgage.  They provided a thorough market analysis and recommendations, dealing effectively with any questions or queries we had which led us to proceed with an application through them.  Communication was exceptional throughout the process.  A very professional yet friendly and approachable team.  Loanright will always be our first point of call moving forward - highly recommended.				
Stuart Cooper
5/19/2023

					Luke and Shayna were extremely helpful getting our home loan approved. Not only did they move quickly and work after hours to meet our quick deadline, but they educated us and ensured we were well informed before we signed any papers. I highly recommend Loanright!				
Leighton Marshall
5/19/2023

					I have purchased three properties using Loanright. Luke & Shayna always prepare an incredibly personalised financial plan for my situation and make sure I am completely across my options. Their service is impeccable - I cannot recommend them highly enough! I feel confident knowing they have my best interests at heart.				
Sophie Williams
5/19/2023

FAQ's about Self Employed Home Loans

Typically, Australian lenders require self-employed individuals to have a trading history of at least two years. However, some third-tire lenders consider applicants with a shorter trading history. It’s likely that you’ll pay higher interest rates for this, but we can finance after the two-year period is complete for better terms.

Ready to get started?Discover your options and chat with a Loanright Broker.

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