Loanright - Sunshine Coast Loans
For 20+ years, we've contributed to Sunny Coast communities & specialised in Sunshine Coast loans. Whether it's first home loans, refinancing or business lending, we have specialists that can open doors.
Sunshine Coast Loans, Mortgages
& Business Finance
Local Mortgage Brokers & Sunshine Coast Loan Experts - 100+ lenders across Australia.
Our professional service, that costs you nothing, makes purchasing property on the Sunshine Coast simple. Our promise is that we’ll secure you the very best interest rates available in Australia.
Our local team and has a combined 100+ years of experience, and we want you as a client for life. That means we’ll check-in progressively and make sure you’re always getting the very best loan conditions.
In this highly regulated loan market, where banks have tight lending rules and seek more information, borrowers need an advocate. Let us be your loyal finance partner.
Our friendly team is here to help you find and secure the property finance solutions that best suit your needs, and to assist you through what can be a complex application process.
Ready to get started? Contact us to discover your Sunshine Coast loan options and chat with a Loanright Broker today.
Experts In Home Loans, Sunshine Coast-Wide
As professional Mortgage Brokers we are experts in getting approvals for home loans, Sunshine Coast-wide. We know the areas you want to buy in and the likely capital growth. We provide the banks with the information they need so their approval process can be as simple as possible.
If you’ve ever had the banks say “no”, it doesn’t mean we can’t get a “yes”. Banks are typically risk adverse, but we have 100+ lenders each specialising in different types of home and business loans.
We know what to present, and who our lenders like to lend to.
We compare lending providers to keep your repayments low
Our Sunshine Coast Loan Services
SMSF Home Loans
Every business experiences cashflow concerns at some point, so when you need capital fast, ask us about cashflow finance.
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Debtor Invoice Financing
Every business experiences cashflow concerns at some point, so when you need capital fast, ask us about cashflow finance.
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Equipment Finance
Every business experiences cashflow concerns at some point, so when you need capital fast, ask us about cashflow finance.
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Mortgage Broker Sunshine Coast
Our Sunshine Coast Mortgage Brokers access the best home loans & best interest rates across Australia. Bank said no? High chance, we’ll get you a yes.
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Home Loans
Sunshine Coast Home Loans are our specialty. With 100+ lenders, our expert mortgage brokers secure the best rates & cash back rewards ☀️Sunny Coast locals.
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First Home Buyers
As your Sunshine Coast first home mortgage broker, we compare 100+ lenders across Australia, including the major banks so you get the very best rates.
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Refinancing Brokers
Free Mortgage health check – Compare 100+ lenders & refinancing home loan costs. Our Sunshine Coast brokers find you the best savings & cash back offers.
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Investment Property
Do you own a portfolio of properties? Or you are looking to buy your first home or an investment property on the Sunshine Coast? We’re here to assist!
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How can a Mortgage Broker help you?
Other than the free, excellent service we provide, there are lots of good reasons why more than half of all Australians now use a Mortgage Broker to secure a home loan.
First, we look to reduce your loan term, reducing the interest you’ll pay. Next, we’ll look to reduce your annual percentage rate. How we do this is by comparing the many types of loans out there, each with their own benefits and drawbacks. Money lenders are now more competitive than ever and are constantly refining their products and releasing new incentives.
The challenge is, how do you find one that’s right for you?
With hundreds of finance partners, you have to know where to look and this is where a Mortgage Broker’s industry experience is valuable. Knowing which lender is most suitable for you can save your thousands. We work for you, not for the banks, and we secure a lender specialising in the property loan that most suits your financial position.
1
We listen to you
We are here to secure you the perfect loan, no matter how big or small. The first step is listening to what your financial needs and goals are.
There are many lenders and loan products out there, so we ask the right questions to ensure that you are matched with a finance option that’s ideal for your specific circumstances.
2
We find you the right loan
When we establish what your needs are, we then use our knowledge of the loan market and lending policies to match you with a loan. We assess all of your loan options to work out which one is right for you.
We are also able to negotiate with banks on your behalf.
3
We do the legwork
After we present you with your options and you choose your best solution , we handle the paperwork on your behalf. We manage the process and progress your application through to settlement.
Best of all, because this is what we specialise in, we get the process moving quickly. We use our relationships with lenders to secure your finance as fast as possible so that you can get into your new home sooner!
From our clients
Frequently Asked Questions
Yes, it’s 100% true that you don’t pay a cent to mortgage brokers. The banks pay us a commission and we nearly always get you lower rates than what you would get by going direct.
Typically, the online application takes only a few minutes. Once submitted, you’ll get a call from one of our specialised brokers to give you an understanding of the process and if we need any further information.
Usually, we can get comparison rates for you within just a few hours, but often we’ll negotiate harder on your behalf which can take us several days. It’s all worth it of course.
The best way to legitimise any finance company is to look for their Australian Credit Licence. You’ll find ours in the footer of the website.
We have an easy-to-use loan repayment calculator. Look under the resources tab in the menu, or click here.
It protects consumers by making it mandatory for lenders financial companies to check the affordability of any finance before issuing the loan. It means lenders are not allowed to give you credit if you cannot afford to repay it and will fall into financial hardship.
We loan to people all across Queensland, and in fact, Australia. Although it’s always nice to meet our clients in person, here on the Sunny Coast, we’re not bound, we’re not a franchise that can only work with you in a specific territory, we have many clients that we’ve only had email and video call correspondence with. Some people prefer the efficiency of this.
In the perfect world, you’ll get pre-approval from us before you search for a property, but if you’ve made an offer and need to be financed quickly, then this process can take several weeks. It’s always important to sign a property contract with a condition that’s subject to finance and a period that allows you at least 14 days to get your finances in place. We will always go the extra mile to get your approval in time.